Loans for investors in LA
made simple with LBC Capital
- Get your loan in as little as 24 hours
- Fast and easy approvals
- Loans up to 75%
- Bad credit? No problem
- Exclusive rates starting from 7.99%
- Loans from 50K to 25mil
Risk free consultation Purchase your property without credit checks or banks in less than 7 days.
Get access to exclusive lending options and enjoy the freedom of flexible repayment terms
Benefits of a Hard Money Loan:
Quick
Funding
You don't need to wait weeks or months to get the money. Take your business to new heights with the quick funding.
Direct Lender
Benefits
Feel more secure and independent and get complete control over your finances working with a direct lender.
Fast
Approval
Our simple application process makes it easy for you to get the money. Apply now and get approved instantly!
Borrow
Up To $15Mln
Get the money you need without having to jump through hoops. Our amounts range from $100,000 up to $15 million.
Low Rates & Down Payment
Make smart investments and feel proud of your accomplishments with our low down payment, competitive rates, and flexible terms!
Clients
Love Us
We have over 20 years of experience in hard money lending and are passionate about helping small businesses like yours succeed!
17+
Years In Business
24
Hours Pre-Approval
2000+
Happy Clients
Fix & Flip
Get financing to fix up and resell for a profit
When it comes to fixer-uppers, time is of the essence. Get fast and easy financing for your next project with our flexible loans!
Commercial
Commercial property loans in Los Angeles
Get a quick loan decision in minutes, and finance your commercial property purchase! No credit checks.
Land
Hard money loans for land in Los Angeles
Invest in land with LBC Capital's hard money loans to avoid bidding and overpaying!
Construction
Hard money loans for construction
We are happy to finance your construction project and feel confident it will succeed. If your bank denied your loan, come to us, we'll give you the financing.
LBC Capital In The Words Of Our Clients
Los Angeles Hard Money Lenders
Whether you're looking for a short-term Los Angeles hard money loan to finance a fix-and-flip project or a longer-term loan to finance the purchase of an investment property, we have a solution that will fit your needs. Are you ready to get financing solution for your next real estate project? Call #1 trusted Los Angeles hard money lender today!
Get help from knowledgeable experts
At LBC Capital, we understand that securing hard money financing can be confusing and stressful. And our experienced team is committed to providing clear, honest answers to all your questions. We believe that transparency and open communication are essential to building trust with our clients, and we always work hard to keep them informed and comfortable with every step of the process. Whether you're a first-time borrower or an experienced investor, we'll do everything to help you secure the financing you need.
What is a LBC Capital?
LBC Capital has become one of the most trusted names in Los Angeles hard money lending with a reputation for getting the things done right. We offer private money loans, hard money loans, and investments secured by real estate. Our private mortgage fund provides a return on investment of 8% – one of the best in the industry! In addition, our private mortgage pool is a great way to diversify your portfolio and reduce risk.
LBC Capital offers a variety of hard money loan programs, including fix-and-flip loans, bridge loans, land and construction loans. With over 20 years of experience, we have funded millions in loans, and we're ready to help you get the funding you need. Understanding that traditional lenders can be slow and inflexible, we offer a quicker and easier financing alternative. And because we're a direct lender, we can provide unbeatable rates and terms.
Contact us today to learn more about our exclusive terms and how we can help you achieve your real estate investment goals. If you have questions, please refer to our FAQ section to find information you need.
Fast, Hassle-Free Approval Process
Speed is essential in the world of real estate. The property market is constantly changing, and opportunities can disappear in the blink of an eye. That's why LBC Capital offers a swift approval process for funding. Forget the stress of frantic bidding, last-minute offers, and panicked closings. With our funding, you can move quickly and seize every opportunity.
We specialize in hard money lending for fix and flip, land, construction, residential, bridge loans and commercial property in LA.
What Types of Homes Can You Buy in LA with Hard Money Loans?
Different property types that can be purchased with hard money loans are single-family homes, multi-family residential homes, commercial property, land, and even bridge loans are available. While the interest rates on hard money loans are typically higher than those of traditional bank loans, the approval process is often quicker and easier. As a result, hard money loans can be a great option for experienced investors looking to purchase properties that may not qualify for a conventional loan.
One of the key factors that hard money lenders consider is the loan-to-value (LTV) ratio. The LTV ratio is a measure of the loan amount relative to the value of the property used as collateral. A low LTV ratio indicates that the loan amount is relatively small in comparison to the value of the property, which means that the lender has a decent chance of recouping their investment if the borrower fails to repay the loan. For this reason, hard money lenders typically only lend money to borrowers with a low LTV ratio.
So, if you’re looking for an alternative to traditional lending, hard money loans are definitely worth considering.
Get Financed with our Experienced Los Angeles Hard Money Lending Team!
LBC Capital is a team of real estate experts uniquely positioned to help you get your deal financed. We have a deep understanding of the challenges you're facing and have overcome many of them ourselves. As a result, we're able to provide you with the guidance and support to move forward.
Maintaining compliance with ever-changing lending policies, laws, and practices is a top priority at our company. Our compliance team works diligently to stay abreast of all new developments in the lending industry. We understand that compliance is essential to protect our customers and our company, and we are committed to doing everything possible to ensure that we exceed compliance in all areas. For that reason, LBC Capital earned a reputation as a leader, and we are proud to offer our customers the highest level of protection possible.
We understand that every business is unique and has different funding needs. That’s why we offer a free consultation with our experts to discuss your specific loan scenario and give you all the details on alternative financing.
We are licensed in Los Angeles, CA, and we do business across the state. Reach out to us to learn more about how we can help you get the right financing solution for your business growth.
Why Choose a Hard Money Loan?
Fast Access to Funding
Why wait months to get approved for a traditional loan if you can get financed within a few days to purchase a property in LA? The most important reason investors consider hard money loans is the speed at which you can get funded compared to traditional loans. Minimum paperwork - no tax forms or credit reports are required!
We're proud to offer our clients the ability to close on a deal and get financing in less than 7 days. Purchase investment properties in LA quickly and ahead of other buyers with LBC Capital funding! We’ll help you develop a repayment plan that is feasible for your situation.
More Flexibility Compared to Traditional Loans
Have you ever felt like the traditional lending process is just a little too…traditional? If so, you’re not alone. More and more investors are ditching rigid rules and restrictive guidelines of traditional loans in favor of hard money loans with more flexible and efficient terms to borrow money.
Hard money loans are a bit of a double-edged sword. On one hand, they are not meant to replace a traditional mortgage entirely. Hard money loans are often only available for a short period, so, you may need to refinance or take out another loan in order to pay off the original loan. Also, they have higher interest rates that can make even the most creditworthy borrower blanch.
On the other hand, they're a lot more flexible, and available to borrowers who might not get approved for a traditional loan. Also, it's important to remember that banks will never take as big of a gamble on you as a hard money lender would. Hard money lenders look at the value of the property you're using as collateral for the loan.
Bad Credit? Not A Problem with a Hard Money Loan!
Another benefit of LBC Capital hard money loans is that your personal creditworthiness is not a factor in the approval process. If you have experienced financial difficulties in the past, such as foreclosure or bankruptcy, you may still be eligible for a financing. We understand that life happens and sometimes people experience financial setbacks. However, our loans are based on the value of the property you are using as collateral, not your personal credit history.
So, if you have equity in a property and are looking for a loan to fund a real estate project, please contact LBC Capital today to learn more about our financing solutions.
No Need For Tax Returns Or Other Income Documentation With Hard Money Lending!
Mortgages can be tricky if your income isn't documented in the traditional sense. W2 employees can be easily approved for home loans, but what about self-employed? But again, hard money lending is here to help! Hard money loans are based on the value of the property, not borrowers' financial reports making them ideal for people who may not qualify for a traditional loan.
LBC Capital team will work with you to tailor a loan that meets your specific needs and helps you reach your goals. Whether you're looking to buy commercial real estate, build a house, or fix and flip a property, we can help you get the right funding. We've seen all sorts of scenarios, and we're confident that we can help you too. So don't hesitate to reach out to us to get more information and discuss your financing goals. Read our Frequently Asked Questions page or apply for a Free Consultation with our hard money loan expert to get your custom loan solution.
We provide hard money loans all over LA and California including: Bel Air, Beverly Glen, Beverly Hills, Brentwood, Burbank, Calabasas, Canoga Park, Culver City, Downey, Encino, Glendale, Granada Hills, Hidden Hills, Hollywood Hills, Inglewood, La Mirada, Lancaster, Long Beach, Malibu, Marina del Rey, Mission Hills, North Hollywood, Northridge, Palmdale, Pasadena, Pomona, Redondo Beach, Reseda, San Marino, Santa Clarita, Santa Monica, Sherman Oaks, Studio City, Tarzana, Torrance, Van Nuys, West Hollywood, Westwood, Winnetka, Woodland Hills, Venice
We are California’s fastest growing lenderAnd more...
- Rates Starting as low as 7.99%
- Close In 7 Days Or Less
- Foreign Nationals
- Foreclosure
- Next Day Loan Docs
- Stated Income
- Credit Scores As Low As 450
- Short Sales
- LTVs Up To 80%
- Minimal Documentation
- Raw Land
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